“8 For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God”
We really never understand grace because we are taught you can’t get something for nothing. Grace was paid for by the blood of Jesus Christ.
It is a free gift.
The price is total surrender to Jesus. Most people who come to Christ give less than 100 percent and that is why they don’t understand grace. You don’t have it if you don’t totally surrender. Once you have it you do understand.